"Money
has never yet made anyone rich."
--Lucius
Annaeus Seneca (C. 4 B.C.-A.D. 65)
Preface: Poor little rich boy
Something marvelous took place on the Callaway
family tree this past December: My parents celebrated their 55th
wedding anniversary. As you know, a 55th anniversary is as rare these
days as checkered zebras, so we blew up balloons, bought gifts, combed
the grandkids' hair, and ordered pizza. When the festivities died
down, we thought we'd better do something a little out of the
ordinary, so we bought space in a city newspaper and placed these
words beside a picture of the handsome couple:
"Happy 55th Wedding Anniversary!
From the 5 of us
awaiting our inheritance."
Of course, those who know my parents laughed the
loudest when they saw this. But not everyone joined them. When my
older brother (a Baptist minister) delivered the ad to the paper, the
lady in charge of the classifieds took a long look at it, breathed
deeply, then asked quite seriously, "You sure you wanna say this?
Won't it start a family feud or something?"
She had a good point. After all, baby boomers stand
to inherit 7 trillion dollars over the next twenty years.1
But we Callaway kids won't have much to fight over. You see, our
parents spent their entire lives below what the government calls "the
poverty line." When Mom and Dad pass through heaven's gates they will
leave behind a few sticks of furniture, an antique clock, and a car
that sometimes runs.
I wasn't always thankful for this.
As a five-year-old, I sat on the edge of the
bathtub, two pennies in hand, and discovered to my surprise that by
simply holding the coins in front of a mirror I could double my
assets. What would it be like to make money this quickly? I
wondered, before praying out loud, "God, please make me rich."
But God didn't seem to hear.
In those days, my father's monthly income was $230,
hardly enough to buy sugar for my cereal. It's safe to say that the
buck stopped before it got to our house. As a result, we had no
television. No skateboards. No insurance. In fact, we couldn't even
afford a phone. One night I overheard Dad say to Mom, "Honey, we have
enough money to last us the rest of our lives. Unless we live past
Thursday!"
Thursday came and went and the years slipped by.
Then, ever so slowly, it began to dawn on me that my prayer was being
answered. Not in the way I hoped it would be. But in a far better way.
You see, at the age of 14, I still hadn't smelled the inside of a new
car, savored a Big Mac, or slipped on a brand new pair of jeans. But I
had a backyard to run in, friends to play with, parents who loved me,
and the rock solid belief that God loved me too.
Through the years I have watched my fellow North
Americans pursue wealth in all the wrong places. Just this morning I
did a quick search on the Internet and discovered almost 17,000
websites on "how to get rich quick."
I could not find one on "making life rich."
Yet, when it comes right down to it, that's what
we're all looking for, isn't it? Our television promises that a newer
car, a colder drink, or a cuter wife will be just the ticket. The
billboards assure us that a step up the ladder, a plane ride to
somewhere exotic, or a worry-free journey to retirement will make our
lives richer. But deep down, we know it's a lie. Still, millions of us
spend our lives pursuing what we don't have...to the neglect of what
we really need. And what is it that we really need? What is it that
we're looking for?
In my quest to answer these questions, I began to
ask people, young and old, rich and poor, famous and infamous, what
has made their lives rich. Their answers surprised me. And formed the
backbone of what you are about to read.
As a young boy in
delapitated jeans, sitting on the
edge of the tub, I thought I knew what would make me rich. As a
middle-aged man, I'm beginning to discover that truly rich people,
whether they know it or not, share six characteristics.
I can't wait to tell you what they are.
[Purchase a copy] [Introduction]
[Chapter 1]
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